Health Care and Health Insurance

Student Health Care 

Student health care is available to students(both exchange and degree students) who are members of the Student Union. 

  • Student Union members are entitled to use the services offered by the Finnish Student Health Service (FSHS).
  • Consultations with a general practitioner and specialists as well as laboratory tests are free of charge.
  • Dentist's appointments cost 10 euros or more, depending on the time needed.
  • FSHS is open on weekdays, during the daytime. 
  • Thus, Student Union membership does not cover any emergency or hospital treatment or treatment during evenings or weekends when the FSHS health centre is closed.

Doctoral students are not entitled to use the services of FSHS.

Health Insurance

For the exchange students it is obligatory to take private health insurance which is valid during their study period in Finland.

  • Only with proper health insurance can all the costs be covered if you become ill during you stay in Finland.
  • Hospital and doctors' fees are high in Finland and the university is not responsible for such fees.

If you are receiving a scholarship paid by the University of Turku (e.g. FIRST programme), you must have a certificate of a valid personal health insurance when you enroll in the university.

EU/EEA CITIZENS

National health insurance for EU/EEA citizens gives access to medical care at municipal health care centres in Finland.

  • for this you need a European Health Insurance Card.
  • EU/EEA citizens who have the abovementioned card are entitled to the same municipal health care at the same prices as Finnish citizens.
  • However, it does not mean that health care would be free of charge.

Nordic social insurance portal http://www.nordsoc.org offers information about social legislation and benefits for Nordic students.

Non-EU/EEA CITIZENS

Non-EU/EEA citizens are required to have a valid health insurance before arrival

  • Foreign students must have a health insurance policy that covers the costs of medical care (up to 120,000 Euros).
  • If the duration of studies is at least two years, it is sufficient that the insurance policy covers pharmaceutical costs (up to 30,000 Euros).
  • The health insurance must be in force upon entry into Finland and the policy must be issued by a reliable and financially sound company or institution.
 
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