SIP (Student Insurance Program)
The Student Insurance Program (SIP) has been specially designed for people staying abroad on a temporary basis. Despite its name, in addition to students it covers also scientists, members of staff and accompanying family members (husband, wife, children).
SIP policy is valid worldwide. It offers two types of insurance solutions for covering illness and healthcare costs:
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SIP complement to mutual health care cover:
If you already have a basic mutual healthcare cover (or if you are entitled to a European Health Insurance Card), the SIP Complement option will top up your medical costs in full after the allowance refunded to you by your mutual healthcare fund.
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SIP integral:
If you are not a member of a mutual healthcare fund (if you don’t have a basic mutual healthcare cover), you need the SIP Integral option. All costs for treatment will be refunded in full.
SIP reimburses medical expenses with no maximum amount and without deductible.
For more information about SIP and insurance subscription, please visit http://www.marsh.be/SIP