Financial Matters

In general you should have minimum 600 €/month/person in your use. This amount covers only the most necessary costs and does not include leisure activities. Please note that there will be some extra costs right in the beginning of your stay but some of those fees are refundable and several of them are optional.

Living costs

Studying
  • There are no tuition fees for exchange students coming to the University of Turku under student exchange agreements.
  • Some degree students pay tuition fees from 2017 onwards. This does not apply to citizens of the European Union (EU) and the European Economic Area (EEA) or Switzerland.
  • Membership of the Student Union is 107 €/Academic Year and 53,50 €/one Semester in 2018-2019. The membership fee of the Student Union is obligatory for degree students but voluntary for exchange students. Nevertheless,  it is recommended for all because of the excellent benefits.  
  • The student card costs approx.16€ and can be purchased after paying the Student Union Membership fee.
  • Books and materials are usually available in the libraries. If copies are handed out by teachers, it might cost a few euros.
Living

For non-EU citizens the cost of visa/residence permit varies depending on the home country. More information on the Ministry for Foreign Affairs of Finland.

Residence permits for students are normally granted for one year at a time. Income is investigated in connection with every application. In Finland you must take responsibility for supporting yourself. Make sure that your finances will be sufficient for the entire period of your studies.

Cost of living per month:

Student housing ​285 - 500 €
Food 250-300 €
Local transportation 36 €
Miscellaneus 100-200 €
Total

600-900 €

  • The rent for the student housing is about 285-500 €/month. Depending on the housing provider there may be an additional 60 € admission fee (paid only once) and a deposit fee (250€ -500€). The deposit fee will be paid from the home country, and it will be returned to the student at the end of the exchange period.
  • The Starting Package for exchange students is 70 € and includes a 50 € deposit which will be refunded if all the items are returned clean and in good condition. This package contains some useful household items such as plates, cups, curtains, pillow, blanket etc. (This service is optional and only for the members of the Student Union.)
  • Meals cost 2,60 € in student cafeterias with a student card.
  • A bus card (student priced) for the local buses costs 36 €/month.
  • Opening a bank account is  usually free. Other service fees will vary from bank to bank.
  • Finnish Student Health Service (FSHS) is for students who have paid the Student Union membership fee. Most services are free of charge (e.g. consultations with a general practitioner and specialists as well as laboratory tests). However, dentist appointments cost 10 € or more, depending on the time needed.
  • The CampusSport fee (optional) for the whole Academic Year 2017-18 is 66 € and 44 € for one semester.

 

Example of what you can get from supermarket with 10 €

Milk (1 litre) 1 €
Ham (200g) 2,50 €
Bread 2 €
Rise (1kg) 2 €
Eggs (10) 2,50 €
  • A BigMac meal in McDonalds costs around 7€

Financing your studies

Tuition fees and scholarships (Master degree students)

There are no tuition fees for exchange students, doctoral students and for those basic degree students who study in Finnish.

In our Master's Degree Programmes (conducted in English) tuition fees are charged from citizens of a country outside the European Union (EU) and the European Economic Area (EEA) or Switzerland.

Other scholarships

Scholarships and grants administered by the University of Turku

Scholarships and grants for university registered students and researchers are distributed each year from the funds administrated by the University of Turku. Many scholarship funds have special preconditions required of the recipients. Scholarship possibilities are announced in the spring semester in March and the application deadline is in April. Information, instructions and application forms for international students can be found in Intranet.

National Union of University Students in Finland

Scholarships on the SYL Webpage

Working

Many students in Finland finance their studies with part-time jobs. For vacancies and tips for job hunting contact the Career Services for the University of Turku (intranet) or Ministry of Labour - job search. Note that most of the jobs require a good command of Finnish language.

State financial aid for students

The right of non-Finnish citizens to receive student financial aid from the Finnish State is decided on a case-by-case basis. The basic criterion is that to receive financial support, the student must have permanent status residency, which is based on a reason other than studying (e.g. a family connection such as marriage or co-habiting status). A full description of the right to receive student financial aid is available on the website of the Social Insurance Institution of Finland (KELA).